This state-of-the-art banking structure highlights Oxford Bank's innovative retail philosophy and business practices. The building's interior layout and amenities incorporate the latest technology, while communicating that this is a financial institution providing education, information, and highly personalized service. The building design is based on a 9-square structural grid, bisected diagonally to create a circulation spine. Walls and indirect lighting radiate from a central point in the entrance rotunda, unifying the interior space and providing soft illumination. Light coves ascend towards a pyramidal skylight in the middle zone and descend to provide greater intimacy for more personal financial transactions at the building's perimeter. Curved maple partitions with multiple foci shape communal and private interior spaces. The design creates a cohesive and hi-tech, yet warm and intimate, banking environment.